ICICI Bank Credit Card Review: Documents Required, Types, Rewards
ICICI Credit Card Review | Introduction
ICICI has been a successful bank in providing credit card services and has been there in the market for a long time now. The benefits offered the credit card of this bank whether in the form of rewards, cashback and are much more likely to be used in shopping, entertainment, dining, etc are incredible. The types and offers available in its each credit card will be explained in the whole review wherein documents required and eligibility along with customer support will also be there for better understanding and will help those who are about to apply for the credit card, as this is being an integral part of an easy lifestyle now. Please read the detailed review below:
Documents Required to Apply for ICICI Credit Card
Like every other bank, ICICI has some strict criteria of eligibility and documentation process for applying for a credit card with its bank. Their terms of service and trust factor has made them one of the most widely used bank in the recent years and the impact is quite more because of its customer-friendly adaptability.
ICICI Credit Card Eligibility criteria
The person applying for the credit card should have:
- Credit score
- Monthly income
- Location proof
- Should be in between the age of 23-60 years
- Documents required
These all come in the category of identity proof documents:
- PAN card
- Aadhar Card
- Driver’s License
- Voters ID
- Overseas Citizen Of India
- Indian origin Card
- Job Card by NREGA
- Letter by UIDAI
These all documents are required for the proof of address:
- Aadhar Card
- Driver’s License
- Utility bill should not be more than 3 months old
- Ration card
- Property registration documents
- Person of India origin Card
- Job card issued by NREGA
- IBank account statement
These are the documents required for income proof:
- Latest one or 2 slip which shouldn’t be older than 3 months
- Latest Form 16
- Last 3 months bank statement
Types of credit card ICICI Offer
ICICI Coral Contactless Credit Card
PayBack points – Earn PAYBACK Points in the accompanying manners:
- Up to 10,000 reward PAYBACK points on each anniversary
- Gain 2 PAYBACK points on each Rs. 100 spent
- 1,000 and 2,000 PAYBACK points on spending a sum of Rs.1 lakh and Rs. 2 lakh in a year
BookMyShow Benefits – 2 complimentary film tickets for each month through BookMyShow.
Contactless Card – Tap and Payor Wave and Pay at NFC empowered the POS terminal.
Dining Discounts – Save 15% on dining bills at more than 2,500 restaurants all over India.
Convenience Fee Waiver – 1% fuel additional charge waiver on most extreme spending of Rs. 4,000 at HPCL pumps.
ICICI Platinum Chip Credit Card- VISA
Dining Discounts – you can save up to 15% savings at 2500+ partnered restaurants
Win Payback Points – 2 PAYBACK points for each Rs.100 spent overall category but not fuel.
- Easy Redemption – Redeem points on exciting and attractive products purchase from the PAYBACK list. (1 PAYBACK Point = Re. 0.25)
- Convenience Surcharge Waiver – 1% fuel surcharge waiver for a most maximum expenditure of Rs.4,000 at HPCL siphons.
Make My Trip ICICI Bank Platinum Credit Card
- MMT BLACK Membership – Free MMT BLACK Membership and Lemon Tree Hotel voucher worth Rs. 2,000 on joining.
- Travel Benefits – Complimentary domestic railway service and airport lounge access
- Film Ticket Benefits – Save up to Rs. 6,000 with BookMyShow Buy 1 Get 1 Offer and INOX offer.
- Dining Discounts – Discount of 15% at more than 2,500 associated restaurants.
- Convenience Surcharge Waiver – 1% fuel surcharge waiver on transactions up to Rs. 4,000 at HCPL pumps.
Make My Trip ICICI Signature Card
- Welcome Gift – Rs. 1,500 My cash in addition to MMTDOUBLEBLACK and MMT BLACK enrolment. Lemon Tree Hotel voucher worth Rs.2,500 on joining.
- DragonPass Membership – Access 450 airport lounges over the world and exciting offers on shopping and restaurants.
- Access to Railway Lounge – Avail 1 complimentary railway lounge access in a quarter in India.
- BookMyShow Benefits – Up to 2 free tickets worth Rs. 300 for every ticket for each month. Purchase 1 Get 1 idea on BookMyShow.
- INOX Benefits – Buy 1 Get 1 Movie Offer on INOX site. Get 2 tickets worth Rs. 300 every month.
- Dining Discounts – Minimum 15% markdown on dining bills at more than 2,500 restaurants.
- Convenience Fee Waiver – 1% fuel surcharge waiver on fuel transactions up to Rs. 4,000 at HCPL pumps.
Manchester United Signature Credit Card
- Welcome Gift – Complimentary Manchester United marked holdall and football with 20% discounts on bookings to the Manchester United museum and tour.
- Rewards – Up to 5 PAYBACK points on each Rs. 100 spent on purchases associated with retail apart from fuel.
- Dining Discounts – Save at least 15% on dining bills at 2,500 associated restaurants.
- Convenience Fee Waiver – 1% fuel surcharge waiver on a maximum expenditure of Rs. 4,000 at HCPL fuel pumps.
- Movie Ticket Benefits – BOGO offer on BookMyShow and Inox just appropriate to online booking from their sites.
Manchester United Platinum Credit Card
- Welcome Gift – Manchester United advantages on spending at least Rs. 1,000 every month for the initial 3 months after joining.
- Rewards – Up to 3 PAYBACK points on each Rs. 100 spent on all buys except fuel.
- Access to Airport Lounge – 1 complimentary domestic airport lounge access per quarter.
- Dining Discounts – Minimum 15% saving money on dining bills at more than 2,500 associated restaurants.
ICICI Bank Rubyx Credit Card
- Welcome Gift – Shopping and travel vouchers worth Rs. 5,000 on paying of joining fees.
- PAYBACK Points – Earn 15,000 reward PAYBACK points as a card anniversary gift.
- Golf Privileges – 2 complimentary rounds of golf each month dependent on total spending.
- Travel Benefits – 2 complimentary domestic airport lounge visits and 2 domestic railway lounge visits per quarter.
- Air Accident Cover – Insurance cover of Rs. 1 Crore and lost card obligation cover of Rs. 50,000.
- Convenience Surcharge Waiver – 1% fuel surcharge waiver at all fuel pumps.
ICICI Sapphiro Credit Card
- PAYBACK Points – 20,000 reward PAYBACK points on each card anniversary.
- Welcome Gift – Shopping and travel vouchers worth Rs.10,000 as welcome gift.
- Golf Privileges – 4 rounds of golf at the best golf courses dependent on your spending.
- Travel Benefits – 2 complimentary international airport lounge access in a year and 4 complimentary domestic airport lounge access per quarter.
- Film Benefits – Up to 2 complimentary film tickets for each month worth Rs. 500.
- Dining Discounts – Minimum 15% off on your dining bill at associated restaurants.
ICICI Diamant Credit Card
- Welcome Gift – The welcome gift incorporates a MacBook Air MMGG2HN/A from the bank.
- Luxury Yachts – Luxury chartered yacht beginning from the Mumbai coast to the Arabian Sea. You can choose any of the two yachts owned by Ocean Blue Boating Private Limited.
- Private Islands – ICICI Diamant charge card lets you enjoy special rates for accommodation at more than 50 exotic islands over the Mediterranean Sea, Indian Ocean, Aegean Sea, Caribbean Isles, and coasts of New Zealand and Australia
- Private Jets – Diamant credit cardholders can travel to any place on the planet by the access of a luxurious private jet including more than 400 destinations across India, including domestic airports, and air force, naval and different other private airstrips.
- Taj Hotels Resorts and Palaces Memberships – Complimentary ‘EPICURE PLUS’ and ‘INNER CIRCLE GOLD’ participation for stays at premium Taj hotels and other properties
ICICI Emeralde Credit Card
- Movie Offers: Buy one film ticket through BookMyShow and get up to Rs. 750 off on the next ticket.
- Complimentary Golf Lessons: For each Rs. 50,000 spent, you get a complimentary round/lesson of golf at probably the most iconic golfing greens in India and abroad.
- Foreign Exchange-up Fee: Enjoy the lowest foreign exchange markup fee of 1.5% on international transactions and decreased APR of 1.99% on ATM withdrawals with ICICI Emerald cards
- Payback Points: You can acquire 4 PAYBACK points on each Rs. 100 spent on all retail transactions aside from fuel
- Air terminal Lounge Access: Under the Dreamfolks DragonPass Lounge Access Program, you will get unlimited access to associated airport lounges over the globe.
There are two variations of the ICICI Emerald charge card.
ICICI Bank HPCL Credit Cards
- Reward Points: Earn 2 PAYBACK points on each Rs.100 spent on retail buys and recover 2000 PAYBACK points for fuel worth Rs. 500
- Cashback Offers: enjoy 2.5% cashback and savings of 1% fuel surcharge on fuel buys at HPCL pumps
- Film Offers: Enjoy Rs. 100 discount on up to 2 film tickets for every month at BookMyShow
- Dining Offers: Avail 15% discounts on dining at over than 800 restaurants through Culinary Treats program
ICICI Bank Intermiles Credit Card
- Intermiles Bonus – Enjoy Welcome bonus with renewal reward
- Dining Benefits – Get dining rebate up to 15%
- Fuel Surcharge Waiver – ICICI Intermiles form accompanies 1% fuel surcharge waiver
- Entertainment Benefits – The cards accompanies benefits on BookMyShow
ICICI Customer Service
ICICI Bank Credit Card clients can contact ICICI credit card customer care for any uncertain question through call, email, and SMS.
ICICI Credit card client care tollfree number: For any questions or complaints identified with your ICICI Credit Card, you can approach toll-free number 1800 200 3344 between 9 p.m. to 6 p.m. from Monday to Friday.
ICICI Bank Credit card client care Email ID: ICICI credit card holders can present their complaints by filling the complaint form by giving their registered email ID
After the whole review, we come down to one point of agreeing on a fact that ICICI Bank credit car has varieties to offer to every tier and every community of people. Not only this to note you will see each card has its own to feature to offer you which makes this bank the best pick to get a credit card from us you can buy according to your need and limit.